The Board wishes to protect its employees from catastrophic losses due to sickness and death; therefore, the Board, beginning September 1, 2003, agrees to furnish as a fringe benefit to the employees the following protection:
| | A. | $50,000 life insurance on each employee
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| | B. | professional liability coverage
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The Board also agrees to partially furnish hospital, surgical, and dental insurance according to the following terms:
| | A. | Current employees receiving benefits as of May, 2003, who work at least fifteen (15) hours per week, will be grand fathered. Therefore, those employees may cancel coverage and may be reinstated, if needed, as a current employee at any time.
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| | B. | Employees hired after May 1, 2003 must work thirty (30) hours per week to be eligible for health and dental benefits.
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| | | 1. | The Board will pay ninety percent (90%) of the health and dental policies.
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| | | 2. | Employees will pay ten percent (10%) of the health and dental policies.
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| | | 1. | Effective September 2003, any employee eligible for health benefits and not taking them will receive $100 per month in lieu of a family health policy, fifty dollars ($50) per month in lieu of a single health policy, or fifty dollars ($50) if eligible for a family health policy and taking only a single health policy. (This does not apply to a married couple both employed by the District or consortium.)
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| | | 2. | Beginning September 2003 employees may tax shelter their payment share with the 125 plan.
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| | | 3. | A married couple who are both members of the Clermont County Insurance consortium will pay nothing for their insurance and will receive nothing extra. They will be entitled a policy for one (1) family health plan or two (2) health single plans, and one (1) dental plan.
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The Board limits its coverage so as to provide protection to all employees. An employee shall not have access to more than one (1) policy of each type at the Board's expense. The amount of protection afforded each employee shall be through terms and agreements contained in each policy. Approved clauses between the Board and the insurance companies may vary or alter this agreement.
Employees who wish protection beyond that which is provided herein must do so at their own expense and such coverage shall not jeopardize the existing policy and practices of the Board in its protection of all employees.
R.C. 9.90, 3313.202, 3917.01